Online payday loans in Ontario
Borrow $100 to $255 from your phone, anywhere in Ontario. Fast decisions, clear fees, and money sent straight to your bank.
- Licensed in California
- Direct lender
- No impact to your FICO® Score
Payday loan calculator
(14 to 31 days)
Estimated costs. Your exact terms are shown before you sign.
Cover a surprise bill in Ontario
Ontario is an Inland Empire city in San Bernardino County and home to Ontario International Airport. About 42% of homes in Ontario are rented, at a median of $2,030 a month. If a bill lands before your paycheck does, you do not have to wait it out.
Whether you live in Rancho Cucamonga, Upland or Chino, you can apply from your phone in about 5 minutes. No store visit, nothing to print, and your money goes straight to your bank.
Apply from OntarioHow to get a payday loan online in Ontario
Three simple steps from anywhere in Ontario.
Apply in minutes
Answer a few questions from your phone or computer, anywhere in Ontario. It takes about 5 minutes.
Get a fast decision
No long wait. We look at your application right away and most people hear back within minutes.
Get your money
After you sign, the money goes to your bank account, often the same day.
Serving Ontario and nearby communities
Apply online in minutes from Ontario or anywhere around it.
Payday loan rates and terms in Ontario
The same simple pricing everywhere in California: a flat 15% of the check amount, shown before you sign.
Example APR: $255 for 14 days with a $45 fee is about 460% APR. Payday loans are meant for short term needs. California payday loan rules
- Loan amount
- $100 to $255
- Fee
- 15% of the check amount ($45 on $300)
- Due date
- Your next payday, 14 to 31 days
- Loans at a time
- One
- Returned payment fee
- Up to $15
Help and resources in Ontario
Borrow with confidence. These free resources are here if you need them.
211 Inland Empire
Free help 24 hours a day from Inland SoCal United Way, connecting you with local services for housing, food, bills and more.
California DFPI
The state regulator for payday lenders. Verify any lender's license or file a complaint.
Verify a license (866) 275-2677
Cash in Flash support
Questions about your application or your loan? Talk to a real person on our team.
Free money guides for Ontario residents
Practical, California specific help for when money is tight.
Ontario payday loan FAQ
Quick answers for Ontario residents. Still have a question? Call us at (888) 999-9859.
Last updated October 2026
Can I get a payday loan online in Ontario?▾
Yes. You can apply from anywhere in Ontario on your phone or computer, and it takes about 5 minutes. Cash in Flash is a direct lender licensed by the California DFPI (License #10DBO-84940).
How much can I borrow in Ontario?▾
Anywhere from $100 to $255. The fee can be no more than 15% of the check amount ($45 on a $300 check), and every cost is shown up front before you sign.
How fast can I get money in Ontario?▾
Once you are approved, we send the money to your bank account. Many customers receive it the same day, and most by the next business day.
Do I need to visit a store?▾
No store visit needed. You apply, sign and get paid online, right from your phone.
Do you serve areas near Ontario?▾
Yes. We serve all of Ontario and nearby communities like Rancho Cucamonga, Upland, Chino, Montclair, Fontana and Pomona. Apply online from any of them.
Can I apply with bad credit?▾
You can. We consider your income and ability to repay, not just your credit score, and applying will not affect your FICO® Score.
Where can I get free help with money problems in Ontario?▾
Dial 2-1-1 to reach 211 Riverside and San Bernardino from Inland SoCal United Way. It is free and open 24 hours a day, 7 days a week, and connects you with local help for housing, food, bills and more.
What are the payday loan rules in California?▾
The check or payment you authorize can be at most $300, the fee can be no more than 15% of it, and the term can be no longer than 31 days. A lender cannot give you a new payday loan while one is still open (California Financial Code sections 23035 to 23037).