Online payday loans in Los Angeles
Borrow $100 to $255 from your phone, anywhere in Los Angeles. Fast decisions, clear fees, and money sent straight to your bank.
- Licensed in California
- Direct lender
- No impact to your FICO® Score
Payday loan calculator
(up to 31 days)
Estimated costs. Your exact terms are shown before you sign.
Payday loans in Los Angeles, without the trip
Housing in Los Angeles is expensive. The median rent in the city is $1,933 a month, and about 64% of homes are rented. When a bill shows up a few days before payday, a small loan can help you cover it without waiting.
Cash in Flash lets you apply online from any part of Los Angeles, from Sylmar and North Hollywood to Boyle Heights and San Pedro. You borrow $100 to $255, see your exact fee before you sign, and repay on your next payday. No store visit and nothing to print.
Apply from Los AngelesHow to get a payday loan online in Los Angeles
Three simple steps from anywhere in Los Angeles.
Apply in minutes
Answer a few questions from your phone or computer, anywhere in Los Angeles. It takes about 5 minutes.
Get a fast decision
We review your application right away. Most decisions come within minutes.
Get your money
Once approved, we send the money straight to your bank account, often the same day.
Serving every Los Angeles neighborhood
Wherever you live in Los Angeles, you can apply online in minutes.
Payday loan rates and terms in Los Angeles
The same simple pricing everywhere in California: a flat 15% of the check amount, shown before you sign.
Example APR: $255 for 14 days with a $45 fee is about 460% APR. Payday loans are meant for short term needs. California payday loan rules
- Loan amount
- $100 to $255
- Fee
- 15% of the check amount ($45 on $300)
- Due date
- Your next payday, up to 31 days
- Loans at a time
- One
- Need more time?
- No extra fee to extend
- Returned payment fee
- Up to $15
Help and resources in Los Angeles
Borrow with confidence. These free resources are here if you need them.
LA County DCBA
Free one on one counseling for LA County residents on debt, credit and consumer problems, in English and Spanish.
California DFPI
The state regulator for payday lenders. Verify any lender's license or file a complaint.
Verify a license (866) 275-2677
Cash in Flash support
Questions about your application or your loan? Talk to a real person on our team.
Prefer to talk in person?
Our store at 13937B Van Nuys Blvd, Arleta, CA 91331 is open for in person service.
Los Angeles payday loan FAQ
Quick answers for Angelenos. Still have a question? Call us at (888) 999-9859.
Last updated October 2026
Can I get a payday loan online in Los Angeles?▾
Yes. Cash in Flash is licensed by the California DFPI (License #10DBO-84940), so you can apply online from anywhere in Los Angeles. It takes about 5 minutes on your phone or computer.
How much can I borrow in Los Angeles?▾
You can borrow $100 to $255. The fee can be no more than 15% of the check amount, for example $45 to receive $255, and your exact fee and due date are shown before you sign.
How fast can I get money in Los Angeles?▾
Once you are approved, we send the money to your bank account. Many customers receive it the same day, and most by the next business day.
Do I need to visit a store?▾
No. Everything happens online, from applying to getting your money. If you prefer in person service, our store in Arleta is open too.
Can I apply with bad credit?▾
Yes, you can apply. We look at more than your credit score, including your income and ability to repay. Applying will not affect your FICO® Score.
Where can I get free help with money problems in Los Angeles?▾
The LA County Department of Consumer and Business Affairs offers free one on one counseling for LA County residents on debt, credit and consumer problems, in English and Spanish. Call (800) 593-8222.
What are the payday loan rules in California?▾
The check or payment you authorize can be at most $300, the fee can be no more than 15% of it, and the term can be no longer than 31 days. A lender cannot give you a new payday loan while one is still open (California Financial Code sections 23035 to 23037).