Online payday loans in Northridge
Northridge residents can borrow $100 to $255 online in minutes, with clear fees, quick decisions and money deposited straight to their bank.
- Licensed in California
- Direct lender
- No impact to your FICO® Score
Payday loan calculator
(14 to 31 days)
Estimated costs. Your exact terms are shown before you sign.
Payday loans in Northridge, CA
Northridge sits in the San Fernando Valley along the 118 freeway, home to CSU Northridge and the Northridge Fashion Center. Across the City of Los Angeles the median rent is $1,933 a month and about 64% of homes are rented, so one surprise bill before payday can throw off the whole month.
Whether you live near Nordhoff Street, Roscoe Boulevard or Tampa Avenue, you can apply online in about 5 minutes. Borrow $100 to $255, see your exact fee and due date before you sign, and repay on your next payday.
Apply from NorthridgeFree tax help in Northridge
Your tax refund can be the biggest check you get all year, so do not pay to file if you do not have to. The CSUN VITA Clinic at CSU Northridge prepares federal and state returns for free for households earning $69,000 a year or less.
Filing for free and claiming credits like the Earned Income Tax Credit can mean a bigger refund. The clinic runs from late January to mid April, and the campus site stays open by appointment the rest of the year.
CSUN VITA Clinic
Free tax preparation for households earning $69,000 a year or less.
LADWP EZ-SAVE
A discount on electric, water and sewer bills for income qualified homes.
Short before payday?
Borrow $100 to $255 online and repay in one payment on your next payday.
How to get a payday loan online in Northridge
Three simple steps from anywhere in Northridge.
Apply in minutes
Tell us a little about yourself, your income and your bank. It takes about 5 minutes.
Get a fast decision
We review your application right away. Most decisions come within minutes.
Get your money
Approved? Your money is sent directly to your bank account, often the same day.
Serving Northridge and nearby communities
Apply online in minutes from Northridge or anywhere around it.
Payday loan rates and terms in Northridge
The same simple pricing everywhere in California: a flat 15% of the check amount, shown before you sign.
Example APR: $255 for 14 days with a $45 fee is about 460% APR. Payday loans are meant for short term needs. California payday loan rules
- Loan amount
- $100 to $255
- Fee
- 15% of the check amount ($45 on $300)
- Due date
- Your next payday, 14 to 31 days
- Loans at a time
- One
- Returned payment fee
- Up to $15
Help and resources in Northridge
Borrow with confidence. These free resources are here if you need them.
LA County DCBA
Free one on one counseling for LA County residents on debt, credit and consumer problems, in English and Spanish.
California DFPI
The state regulator for payday lenders. Verify any lender's license or file a complaint.
Verify a license (866) 275-2677
Cash in Flash support
Questions about your application or your loan? Talk to a real person on our team.
Prefer to talk in person?
Our store at 13937B Van Nuys Blvd, Arleta, CA 91331 is open for in person service.
Free money guides for Northridge residents
Practical, California specific help for when money is tight.
Northridge payday loan FAQ
Quick answers for Northridge residents. Still have a question? Call us at (888) 999-9859.
Last updated October 2026
Can I get a payday loan online in Northridge?▾
Yes. Cash in Flash is licensed by the California DFPI (License #10DBO-84940), so you can apply online from anywhere in Northridge. It takes about 5 minutes on your phone or computer.
How much can I borrow in Northridge?▾
Loans range from $100 to $255. California caps the fee at 15% of the check amount, so on a $255 loan you repay $300. You see the exact fee and due date before you sign.
How fast can I get money in Northridge?▾
Fast. Apply in about 5 minutes, get a quick decision, and once approved your money is sent to your bank, often the same day.
Do I need to visit a store?▾
No. Everything happens online, from applying to getting your money. If you prefer in person service, our store in Arleta is open too.
Do you serve areas near Northridge?▾
Yes. We serve all of Northridge and nearby communities like Chatsworth, Granada Hills, Porter Ranch, North Hills, Reseda and Winnetka. Apply online from any of them.
Can I apply with bad credit?▾
Yes. Your credit score is only part of the picture; we also look at your income and ability to repay. Applying will not affect your FICO® Score.
Is there free tax help in Northridge?▾
Yes. The CSUN VITA Clinic in Bookstein Hall at CSU Northridge, 18111 Nordhoff Street, prepares federal and state returns for free for households earning $69,000 a year or less. Call (818) 677-3600 to make an appointment.
Is there help with LADWP bills in Northridge?▾
Yes. Northridge is part of the City of Los Angeles, so LADWP’s EZ-SAVE program can lower electric, water and sewer bills for income qualified homes. A household of 1 or 2 earning up to $43,280 a year can qualify.
Where can I get free help with money problems in Northridge?▾
The LA County Department of Consumer and Business Affairs offers free one on one counseling for LA County residents on debt, credit and consumer problems, in English and Spanish. Call (800) 593-8222.
What are the payday loan rules in California?▾
The check or payment you authorize can be at most $300, the fee can be no more than 15% of it, and the term can be no longer than 31 days. A lender cannot give you a new payday loan while one is still open (California Financial Code sections 23035 to 23037).