Online payday loans when you need it
Get a payday loan or cash advance of $100 to $255 online from a licensed California lender. Apply in minutes and see every fee before you sign.
- Apply in minutes
- No hidden fees
- No impact to your FICO® Score
Payday loan calculator
(14 to 31 days)
Estimated costs. Your exact terms are shown before you sign.
Cash advances for whatever comes next
Fast online applications, quick decisions, and one simple payment on your next payday, so you can get your money without delay.
- From $100 to $255, for bills, repairs, deposits and more
- Fast funding, simple application
- Every fee shown before you sign
Find the loan that fits
Every Cash in Flash loan is $100 to $255, with one flat fee and one payment on your next payday. Pick the page that matches what you need.
Payday loans
Borrow $100 to $255 online and repay it in one payment on your next payday.
Learn moreCash advance
Cover a bill until payday with one flat fee, shown before you sign.
Learn moreSame day loans
Choose instant funding and get your money on your debit card as soon as today.
Learn moreBad credit loans
Your score is only part of the picture. We also look at your income.
Learn moreShort term loans
A small loan for weeks, not months, for a cost that can’t wait.
Learn more
Get started in minutes
Apply online today and get a fast decision. One flat fee, one payment on your next payday, and every cost shown before you sign.
- 01About 5 min
Apply in about 5 minutes
Fill out a short application on your phone or computer.
- 02Minutes
Get a decision
Most decisions come within minutes. We may ask you to connect your bank account to verify it.
- 03As soon as today
Get your money
Choose instant funding to your debit card, or a deposit to your bank account.
- 0414 to 31 days
Repay on payday
One payment on your next payday. Automatic repayment from your bank account makes it easy.
How a payday loan works
You borrow a small amount now and repay it in one payment on your next payday. Here is how it works, from start to finish.
- Today$255
You borrow. Your fee and total are shown before you sign.
- If approvedSame day
Instant funding sends the money to your debit card.
- Your next payday$300
You repay once, 14 to 31 days after you borrow.
Example: a $300 check gives you $255, with a $45 fee. Your exact terms are shown before you sign.
Trusted by thousands. Built on relationships.
Real reviews from Cash in Flash customers on Google.
“Very nice owner and very reliable service with reasonable payment options.”
“It’s rare to find a company that has such excellent customer service.”
“The staff is great!”
Built for real life in California
Rent, a car repair, a medical bill or a trip home. Borrow $100 to $255 online from anywhere in California, from Redding to San Diego.
- Licensed by the California DFPI
- Direct lender, no middleman
- No impact to your FICO® Score when you apply
Smart money tools, right at your fingertips
The Cash in Flash app helps you set goals and save automatically. Standard data charges may apply.
Payday loans across California
We lend online to residents of every California city, from Redding to San Diego. Find local details for yours.
Get smarter with your money
Stop guessing with your money and start making it work harder with simple, practical guides.
Questions? We have answers
Straight answers before you borrow. Still have a question? Call us at (888) 999-9859.
Keep reading
Payday loans online Cash advance loans Find payday loans in your city How payday loans workLast updated October 2026
Can I qualify for a payday loan with bad credit?▾
Payday loan applications are reviewed using multiple factors, not just your credit score. Income and employment history are also considered during the approval process.
What can I use a payday loan for?▾
A payday loan can help cover urgent expenses and everyday necessities until your next paycheck, such as rent, unexpected bills, or essential purchases.
How much can I borrow?▾
You can borrow $100 to $255. The amount you qualify for is set during your application.
Do you serve my city?▾
Yes. We lend online to residents of every California city, from Redding to San Diego. Find payday loans in your city for local details, or apply online in about 5 minutes.
How do I repay my payday loan?▾
Your payday loan is due in one payment on your next payday. You can set up automatic repayment from your bank account, and we go over your options before you sign.
Is the application process complicated?▾
Not at all. Our online application takes about 5 minutes and is hassle free.
Can I get a payday loan without a checking account?▾
No. You need an active checking account in your name to apply.