Online payday loans in Pacoima
Get $100 to $255 online without leaving Pacoima. Apply in minutes, see every fee up front, and get your money sent to your bank.
- Licensed in California
- Direct lender
- No impact to your FICO® Score
Payday loan calculator
(14 to 31 days)
Estimated costs. Your exact terms are shown before you sign.
Payday loans in Pacoima, CA
Pacoima sits in the northeast San Fernando Valley, between Arleta, Sylmar and the City of San Fernando. Across the City of Los Angeles the median rent is $1,933 a month and about 64% of homes are rented, so one surprise bill before payday can throw off the whole month.
Whether you live near Van Nuys Boulevard, Laurel Canyon Boulevard or San Fernando Road, you can apply online in about 5 minutes. Borrow $100 to $255, see your exact fee and due date before you sign, and repay on your next payday.
Apply from PacoimaMoney help in the northeast Valley
Pacoima is home to MEND, short for Meet Each Need with Dignity, a local nonprofit on San Fernando Road that helps Valley families with food, clothing, job training and rent and utility bills.
Pacoima is also part of the City of Los Angeles, so homes here get power and water from LADWP. Its EZ-SAVE program takes money off electric, water and sewer bills for income qualified households.
Food and bill help at MEND
Food, clothing and help with rent and utility bills at 10641 N. San Fernando Road.
LADWP EZ-SAVE
A discount on electric, water and sewer bills for income qualified homes.
Short before payday?
Borrow $100 to $255 online and repay in one payment on your next payday.
How to get a payday loan online in Pacoima
Three simple steps from anywhere in Pacoima.
Apply in minutes
Fill out a short form on your phone from anywhere in Pacoima. Most people finish in about 5 minutes.
Get a fast decision
Our team reviews your details quickly, and most decisions come within minutes.
Get your money
Once approved, we send the money straight to your bank account, often the same day.
Serving Pacoima and nearby communities
Apply online in minutes from Pacoima or anywhere around it.
Payday loan rates and terms in Pacoima
The same simple pricing everywhere in California: a flat 15% of the check amount, shown before you sign.
Example APR: $255 for 14 days with a $45 fee is about 460% APR. Payday loans are meant for short term needs. California payday loan rules
- Loan amount
- $100 to $255
- Fee
- 15% of the check amount ($45 on $300)
- Due date
- Your next payday, 14 to 31 days
- Loans at a time
- One
- Returned payment fee
- Up to $15
Help and resources in Pacoima
Borrow with confidence. These free resources are here if you need them.
LA County DCBA
Free one on one counseling for LA County residents on debt, credit and consumer problems, in English and Spanish.
California DFPI
The state regulator for payday lenders. Verify any lender's license or file a complaint.
Verify a license (866) 275-2677
Cash in Flash support
Questions about your application or your loan? Talk to a real person on our team.
Prefer to talk in person?
Our store at 13937B Van Nuys Blvd, Arleta, CA 91331 is open for in person service.
Free money guides for Pacoima residents
Practical, California specific help for when money is tight.
Pacoima payday loan FAQ
Quick answers for Pacoima residents. Still have a question? Call us at (888) 999-9859.
Last updated October 2026
Can I get a payday loan online in Pacoima?▾
Absolutely. Cash in Flash is licensed in California by the DFPI (License #10DBO-84940) and lends online to Pacoima residents. The application takes about 5 minutes.
How much can I borrow in Pacoima?▾
You can borrow $100 to $255. The fee can be no more than 15% of the check amount, for example $45 to receive $255, and your exact fee and due date are shown before you sign.
How fast can I get money in Pacoima?▾
Most decisions come within minutes. After approval the money goes straight to your bank account, often the same day and usually by the next business day.
Do I need to visit a store?▾
Not at all. The whole loan happens online, and the money is sent straight to your bank account. If you prefer in person service, our store in Arleta is open too.
Do you serve areas near Pacoima?▾
Yes. We serve all of Pacoima and nearby communities like Arleta, Sylmar, San Fernando, Lake View Terrace, Mission Hills and Sun Valley. Apply online from any of them.
Can I apply with bad credit?▾
Yes, you can apply. We look at more than your credit score, including your income and ability to repay. Applying will not affect your FICO® Score.
Where can I get free food or bill help in Pacoima?▾
MEND (Meet Each Need with Dignity) at 10641 N. San Fernando Road offers food, clothing, job help and help with rent and utility bills for families in the northeast Valley. Call (818) 897-2443.
Is there help with LADWP bills in Pacoima?▾
Yes. Pacoima is part of the City of Los Angeles, so LADWP’s EZ-SAVE program can lower electric, water and sewer bills for income qualified homes. A household of 1 or 2 earning up to $43,280 a year can qualify.
Where can I get free help with money problems in Pacoima?▾
The LA County Department of Consumer and Business Affairs offers free one on one counseling for LA County residents on debt, credit and consumer problems, in English and Spanish. Call (800) 593-8222.
What are the payday loan rules in California?▾
The check or payment you authorize can be at most $300, the fee can be no more than 15% of it, and the term can be no longer than 31 days. A lender cannot give you a new payday loan while one is still open (California Financial Code sections 23035 to 23037).